Top 8 Digital Banks - UK.

November 2024

Compare services, Choose the best & Open your account in minutes

	Accounts & Pricing	Highlights	Our Rating	Next Step
1	Standard - £0/month Premium - £9.99/month	Up to £200 fee free ATM withdrawals globally. Earn up to 8% Cryptoback. Spend cash, stablecoins, and crypto anywhere	98 More info+	Go To Site
A Taste Highlights Up to $200 fee free ATM withdrawals globally. Earn up to 8% Cryptoback. Exchange crypto and traditional currency. Both Physical & Virtual cards. Top Features Standard - £0/month Premium - £9.99/month Elite - £29.99/month Wirex - UK Review
2	Chase Current Account - Free Requirements: be 18+ be a resident of the UK only have a smartphone and a UK mobile number be a tax resident of the UK	Pay zero fees from us whether you are home or abroad. Easy-access savings with 3.75% AER interest. Simple, Easy switching to Chase within 7 working days.	96 More info+	Go To Site
A Taste Highlights Current Account customers can open a round up account that rounds up debit card spending to the nearest pound and puts it in a round up account that gives 5% AER (4.89% gross) variable interest, paid monthly. Round-up account balance transfers to elected Chase account on anniversary of account opening. Top Features 1% cashback on everyday debit card spending. Cashback can be earned abroad as well as in the UK. Cashback available for your first 12 months for new customers. Max £15 per month. Exceptions apply. Chase Review
3	Uphold Mastercard card 0% foreign transaction fees No annual fees Great FX rates	Buy, hold, sell, send and spend your digital assetst in one place Track your spending with real-time analytics Use your card to spend crypto 4% cashback in XRP	92 More info+	Go To Site
A Taste Highlights No foreign transaction fees. Use your card to spend crypto. Regulated by the FCA. 4% cashback in XRP Top Features Virtual card - Free Physical card - £9.95 Uphold UK Review
4	Current Account - £12.50/m Free cardonemoney Prepaid Debit MasterCard® Card £1.50 per UK ATM withdrawal	No credit checks No hidden charges Verification of identity and residency required Earn up to 3.5% cashback with top UK retailers	89 More info+	Go To Site
A Taste Highlights No credit checks No account opening fee No hidden charges Apply in minutes Top Features Direct debit and standing order Withraw funds at ATM Need to speak with someone? The UK-based team are available Monday-Friday 08:30-17:00 Free mobile App The Card One Money current account is not covered by the FSCS. Your funds are protected in a safeguarded account. See product FAQs for more information CardOneMoney - P Review
5	£10 off on the activation fee - promo code 10OFFTALLY £29 account activation fee Account keeping fee of 0.5% p.a	Save in gold to protect the long-term value of your money Spend your gold instantly at 47m merchants worldwide Withdraw cash with the Tally Debit Mastercard No added foreign currency markups or fees (even at ATMs)	86 More info+	Go To Site
A Taste Highlights Save in gold to protect the long-term value of your money Spend your gold instantly at 47m merchants worldwide Withdraw cash with the Tally Debit Mastercard with no cap (only daily) No added foreign currency markups or fees (even at ATMs) Top Features £10 off on the activation fee - promo code 10OFFTALLY £29 account activation fee Account keeping fee of 0.5% p.a Tally - UK Review
6	Essential - Free Premium - From £4.97/m	No credit checks. Only 10 minutes to apply. Exclusive cashback rewards. Get your debit card in 3-5 working days.	82 More info+	Go To Site
A Taste Highlights Free Plan - "Essential" €100,000 Deposit Guarantees Unlimited free ATM withdrawals Free Annual Tax Report Customer Support via Chat & Email Top Features Contactless payments + 3D secure for online payments Customized card management SEPA-transfers Standing orders Easy top up Secure Wallets and Vaults for Crypto Storage Suits Me - UK Review
7	Multy-Currency Accounts Free - £0/m Premium Plans	Hold 30 currencies in one account Cost-efficient FX Management Local and international unique account details	79 More info+	Go To Site
A Taste Highlights Multy-Currency Accounts Free - £0/m Grow- £25/m Scale - £100/m Enterprise - Custom Top Features Hold 30 currencies in one account Cost-efficient FX Management Local and international unique account details Payment gateway Easy Expenses management Revolut Business - Banks Review
8	Standard - Free Plus - £2.99/m	3 months Revolut Premium Free trial Money managing & saving tools UK current account / European IBAN Trade & Use Cryptocurrencies	77 More info+	Go To Site
A Taste Highlights Standard - Free Plus - £2.99/m Premium - £6.99/m Metal - £12.99/m Top Features Travel without extra hidden fees Spending analytics Pay and get paid easily Round up on card payments for savings Worldwide ATM withdrawals - up to £200 a month with no fee Revolut - UK Review
9	Business account - Free Tide Plus - £9.99/m Tide Cashback - £49.99/m Credit Builder	Free Tide Business Card Expenses Cards for team Schedule payments	75 More info+	Go To Site
A Taste Highlights Free Tide Business Card Expenses Cards for team Schedule payments Cash deposits Top Features Business account - Free Tide Plus - £9.99/m Tide Cashback - £49.99/m Credit Builder Tide Review
10	Current account - Free to open Kroo Debit card - Order for Free	4.35% AER on balances up to £85K *4.35% AER / 4.26% Gross (variable) interest on your current account balance up to £85,000 from 01.06.23 Zero fees when spending abroad 24.9 % EAR/APR Overdraft	72 More info+	Go To Site
A Taste Highlights Current account - Free to open Kroo Debit card - Order for Free UK-based customer support Top Features 4.35% AER on balances up to £85K Zero fees when spending abroad 24.9 % EAR/APR Overdraft Manage bill splitting and group expenses seamlessly in-app Commitment to plant 1m trees that impact local communities by the end of 2023 Kroo Review

Best For: Spend cash & crypto anywhere

Earn up to 8% Cryptoback™ on all purchases

Wirex Account

9.8

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"Secured, easy to manage app"

Wirex Debit Card

Best For: Current Account with No monthly fees

1% Cashback on everyday debit card spending*

Chase current account

9.6

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Simple, Easy switching to Chase in 7 days

Chase Debit Mastercard

Best For: Trade & Spend Multiple Currencies

0% bank deposit and withdrawal fees

Uphold

9.2

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Get 4% Cashback in XRP

Uphold Card

8.9

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Best For: Protecting your money from inflation

£10 off on the activation fee - promo code 10OFFTALLY

TallyMoney Account

8.6

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TallyMoney Debit Mastercard®

Best For: Bad Credit, New to the UK

Cashback % on selected UK merchants

Suits Me 'Essential'

8.2

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No credit checks. Only 10 minutes to apply.

Suits Me Debit Mastercard

7.9

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Revolut Business Card

7.7

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Revolut card

7.5

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7.2

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Kroo card

The Advantages of Neobanks

Always Available

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Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.