Terms of Use

This website (“Site”) is owned and operated by Sketo Digital Ltd. Throughout the site, the terms “we”,
“us” and “our” refer to Sketo Digital Ltd. These terms of use (“Terms”) set forth the terms and
conditions under which visitors and users (“user” “visitor” or “you”) may use our Site. This Site offers
visitors certain services which include, among others, reviews and comparison of financial providers
(collectively, the “Services”). By accessing or using the Site, you approve that you have read,
understood, and agree to be bound by these Terms.
In order to use our Site and/or receive our Services, you must be at the legal age of majority in your
jurisdiction, and possess the legal authority, right and freedom to enter into these Terms as a binding
agreement. If you are younger than the legal age of majority in your jurisdiction, you may not use the
Services.

Services

Our services are provided to consumers free of charge. Information and comparison functions within the
Site are made available to you as self-help tools for your independent use and are not intended to
provide investment advice and/or financial advice.
We do however receive compensation from financial companies seen on our website.To read more
about how this affects our Site and our editorial integrity click here. 
We do not recommend that you rely upon on the information provided through the website to make a
decision about any option made by a provider or third party through the website. Use of the website
does not guarantee approval or qualification. We are not a broker of financial services and we do not (i)
directly or indirectly make or procure, attempt to make or procure, or offer to make or procure a loan of
money or extension of credit; (ii) assist or advise users in financial decisions; or (iii) solicit for financial
services.
Our Services, comparisons, reviews and all other content are based on certain assumptions, use only the
data we have, reflect our professional opinion, and are neither endorsed by, nor commissioned by, any
of our providers or third parties. We do not warrant or guarantee the accuracy, adequacy, timeliness,
reliability, completeness or usefulness of any estimates, opinions, reviews and comparisons we provide,
and we disclaim all liability for any errors or omissions in any such estimates.

Third Party Sites

The Site include links to third party sites (including of the financial services companies seen on our
website) which enables you to leave the Site. The linked sites are not under our control and we are not
responsible for the contents of any linked site, any link contained in a linked site, or any changes or
updates to such sites. We are not responsible for any transmission received from any linked site. We do
not endorse any link made available through this Site.
We do not guarantee acceptance of any option or any particular term of any option with any provider or
third party. In addition, we are not a party to the dealing, contracting and fulfillment of any offer. We
are not required to and do not verify any information given to us by our partners and providers. The
delivery of and the payment for products and services, and any other terms, conditions, warranties or
representations associated with provider or third-party products and services are solely between you
and the provider or third party. We assume no liability, obligation or responsibility for any part of any
such products, services or promotions. A provider or third party is solely responsible for its offers and
services to you, and you agree that we shall not be liable for any damages or costs of any type arising
out of or in any way connected with your use of offers or provider services.

Acceptable Use

Our Site and Services are provided for your information and personal, non-commercial use only. When
using our Site and Services, you must comply with these Terms, and all applicable laws.
Except as expressly permitted by these Terms of Use, you may not: (i) use our Site or Services in an
unlawful or fraudulent manner or for such purposes, to collect personally identifiable information, or to
impersonate other users; (ii) modify or use our copyright, trademark or other proprietary rights notices,
or interfere with the security-related features of our Site and Services; (iii) use our Site and Services in
any way to manipulate or distort, or undermine the integrity and accuracy of, any content, or take any
action to interfere with, damage, disrupt any part of our Site and Services; (iv) use our Site and Services
to send, receive, upload/post, download, any material which does not comply with our content
standards; (v) use our Site and Services to transmit or facilitate the transmission of any unsolicited or
unauthorized advertising or promotional material; (vi) use our Services to transmit any data, or upload
to our Services any data, that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers,
spyware, adware or any other harmful programs or similar computer code designed to adversely affect
the operation of any computer software or hardware; (vii) decompile, reverse engineer or disassemble
any portion of our Site and Services; (viii) use any robot, spider, other automatic device or manual
process to monitor or copy our web pages or the content contained our Site and Services, or use
network-monitoring software to determine architecture of or extract usage data from our Site and
Services; (ix) engage in any conduct that restricts or inhibits any other user from using or enjoying our
Site and Services; or (x) use our Site and Services for any commercial purpose or in connection with any
commercial activity performed, without obtaining our prior written consent. You agree to fully
cooperate with us to investigate any suspected or actual activity that is in breach of these Terms of Use.

Ownership of Intellectual Property:

Our Site and/or Services and related content (and any derivative works or enhancements of the same)
including, but not limited to, all text, illustrations, files, images, software, scripts, graphics, photos,
sounds, music, videos, information, content, materials, products, services, URLs, technology,
documentation, trademarks, service marks, trade names and trade dress and interactive features and
all intellectual property rights to the same are owned or licensed by us (collectively, “Our Intellectual
Property“), and nothing herein grants you any right in connection to Our Intellectual Property. Except as
expressly set forth herein, you shall not acquire any right, title or interest in Our Intellectual Property.
Any rights not expressly granted in these Terms are expressly reserved.

Disclaimer

THE WEBSITE, SERVICES, OUR INTELLECTUAL PROPERTY AND ALL INFORMATION, MATERIALS,
ASSESSMENT, LINKS TO THIRD PARTIES AND CONTENT PROVIDED IN CONNECTION THEREWITH ARE
PROVIDED “AS IS” AND “AS AVAILABLE”, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR
IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTIES OF FITNESS FOR A PARTICULAR
PURPOSE WITH RESPECT TO ANY PRODUCTS OR SERVICES PROVIDED, FOUND OR ADVERTISED BY US OR
OUR ADVERTISERS, OR ANY WARRANTIES REGARDING THE SECURITY, RELIABILITY, TIMELINESS, NON-
INFRINGEMENT, ACCURACY, MERCHANTABILITY AND PERFORMANCE OF OUR SERVICES TO THE
MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. WE DO NOT WARRANT THAT THE WEBSITE OR
SERVICES WILL BE PROVIDED UNINTERRUPTED, ERROR FREE OR THAT IT SHALL MEET YOUR
REQUIREMENTS.
WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR
SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE OR ANY HYPERLINKED SITE OR
ANY SITE FEATURED IN ANY BANNER OR OTHER ADVERTISING ON THE SITE. YOU ACKNOWLEDGE THAT
WE ARE SOLELY AN INTERMEDIARY BETWEEN YOU AND OUR MARKETING PARTNERS FOR WHOM WE
DISPLAY OPTIONS FOR FINANCIAL PRODUCTS. YOU ALSO ACKNOWLEDGE THAT THE ANALYSES AND
TOOLS AVAILABLE THROUGH THE SERVICES ARE BASED ON ASSUMPTIONS AND SUBJECT TO THE
LIMITATIONS DISCLOSED WITH RESPECT TO EACH SUCH ANALYSIS OR TOOL. WE EXPRESSLY DISCLAIMS
ANY LIABILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT OR THE SERVICES, INCLUDING,
WITHOUT LIMITATION, THE ANALYSIS OF RELATED INFORMATION, OTHER INFORMATION, TOOLS OR
ANALYSES AVAILABLE THROUGH THE SERVICES OR THE CONTENT; THE AVAILABILITY OR LEGALITY OF
ANY OF THE OFFERS FROM OUR PARTNERS; OR ANY TECHNICAL INACCURACIES OR TYPOGRAPHICAL
ERRORS.

Indemnification

You agree to defend, indemnify and hold us harmless from and against any actual or alleged claims,
damages, costs, liabilities and expenses (including, but not limited to, reasonable attorneys’ fees) arising
out of or related to your use of the Site and/or Services.

Limitation of liability

BY USING THE SITE AND/OR SERVICES, YOU AGREE THAT THE EXCLUSIONS AND LIMITATIONS OF
LIABILITY SET OUT IN THESE TERMS ARE REASONABLE. IF YOU DO NOT THINK THEY ARE REASONABLE,
DO NOT USE OUR THE SITE AND/OR SERVICES.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE BE LIABLE FOR
LOST PROFITS, LOSS OF USE, LOSS OF DATA, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR
SERVICES, OR FOR SPECIAL, INCIDENTAL, DIRECT, INDIRECT, OR CONSEQUENTIAL DAMAGES, HOWEVER
CAUSED, AND ON ANY THEORY OF LIABILITY, WHETHER FOR BREACH OF CONTRACT, TORT (INCLUDING
NEGLIGENCE AND STRICT LIABILITY), OR OTHERWISE, WHETHER OR NOT WE HAVE BEEN ADVISED OF
THE POSSIBILITY OF SUCH DAMAGES.YOUR SOLE REMEDY FOR DISSATISFACTION WITH OUR SITE
AND/OR SERVICES IS TO STOP USING OUR SERVICES.

Modification of the Terms

We reserve the right to modify these terms from time to time at our sole discretion. Therefore, you
should review this page periodically. Your continued use of the Site or our Service after any such change
constitutes your acceptance of the new Terms. If you do not agree to any of these terms or any future
version of the Terms, do not use or access (or continue to access) the Site or the Service.

Promotional emails and content

We may send from time to time promotional and service messages and, by mail, email or any other
contact form you may provide us with (including your phone number for calls or text messages). If you
don't want to receive such promotional materials or notices – please notify us at any time.

Governing Law

These Terms shall be construed in accordance with the laws of the State of Israel without regard to its
conflict of laws rules. Any claim or dispute between you and us that arises in whole or in part from your
use of the Site or Services shall be decided exclusively by a court of competent jurisdiction located in Tel
Aviv, Israel, and you hereby consent to, and irrevocably waive all defenses of lack of personal jurisdiction
and forum non convenience with respect to such venue and jurisdiction.

Miscellaneous

No waiver by either of us of any breach or default under these Terms shall be deemed to be a waiver of
any preceding or subsequent breach or default. The section headings used in these Terms are for
convenience only and shall not be given any legal import. Except where specifically stated otherwise, if
any part of these Terms is deemed unlawful or unenforceable for any reason, it is agreed that part of
these Terms shall be stricken and that the remaining terms in these Terms shall not be affected and shall
remain in force and effect. You may not assign these Terms or any of your rights or obligations
hereunder, in whole or in part, without our prior written consent. These Terms (including the Privacy
Policy) constitutes the entire agreement and supersedes all previous written or oral agreements
between you and us in connection with the Services. Any limitation, suspension, or termination we may
impose shall not alter your obligations to us under these Terms. The provisions of these Terms, which by
their nature should survive any such action on our part, shall survive including, but not limited to,
provisions relating to indemnities, releases, disclaimers, limitations on liability, and this miscellaneous
section.

Contact Us

To get in touch with us - please send an email message to:
Name: Golan Yarni
Email: operations@sketodigital.com