Top 8 Digital Banks For Germany.

December 2024

We've listed the safest brands so you can choose and take control of your money securely

	Accounts & Pricing	Highlights	Our Rating	Next Step
1	Basic - Free N26 SMART - €4.90	Regulated by the PRA & BaFin Full European banking licence Support Google Pay & Apple Pay Travel insurance with Premium accounts No Currency exchange fees	98 More info+	Go To Site
A Taste Highlights Basic - Free N26 SMART - €4.90 N26 You - €9.90 Metal - €16.90 Top Features Free Standard account Free payments in any currency Free Contactless N26 Mastercard Free additional N26 Maestro card Free ATM withdrawals worldwide N26 DE Review
2	bunq Free - Free bunq Core - 3.99 €/m bunq Pro - 9.99 €/m bunq Elite - 18.99 €/m	Earn up to 2% cashback on eligible payments on credit cards. 3.36% Interest rate. 30 day free trial on any plan. Sub-accounts for easy budgeting Up to 6 monthly Free global ATM withdrawals.	96 More info+	Go To Site
A Taste Highlights Earn up to 2% cashback on eligible payments on credit cards. 3.36% Interest rate. 30 day free trial on any plan. Sub-accounts for easy budgeting Up to 6 monthly Free global ATM withdrawals. Top Features bunq Free - Free bunq Core - 3.99 €/m bunq Pro - 9.99 €/m bunq Elite - 18.99 €/m bunq DE Review
3	Standard - £0/month Premium - £9.99/month	Up to 16% interest on savings accounts on GBP and Euros Manage your currencies in one simple platforms Spend crypto and multiple currencies with Wirex Mastercard	92 More info+	Go To Site
A Taste Highlights Up to 16% interest on savings accounts on GBP and Euros Manage your currencies in one simple platforms Spend crypto and multiple currencies with Wirex Mastercard Up to 10% interest on BTC and ETH Top Features Standard - £0/month Premium - £9.99/month Elite - £29.99/month X-accounts Crypto & Traditional currency account Wirex - T1 Review
4	N26 SMART - €4.90 Physical card included 1.3% Interest rate on savings 3 Free ATM Withdrawals in euros 10 Spaces sub-accounts	Regulated by the PRA & BaFin Full European banking licence Support Google Pay & Apple Pay Travel insurance with Premium accounts No Currency exchange fees	89 More info+	Go To Site
A Taste Highlights N26 SMART - €4.90 Physical card included 1.3% Interest rate on savings 3 Free ATM Withdrawals in euros 10 Spaces sub-accounts Top Features Regulated by the PRA & BaFin Full European banking licence Support Google Pay & Apple Pay Travel insurance with Premium accounts No Currency exchange fees N26 Smart - DE Review
5	bunq Free - Free bunq Core - 3.99 €/m bunq Pro - 9.99 €/m bunq Elite - 18.99 €/m	Earn up to 2% cashback on eligible payments on credit cards. 3.36% Interest rate. 30 day free trial on any plan. Sub-accounts for easy budgeting Invest in stocks	86 More info+	Go To Site
A Taste Highlights bunq Free - Free bunq Core - 3.99 €/m bunq Pro - 9.99 €/m bunq Elite - 18.99 €/m Top Features Earn up to 2% cashback on eligible payments on credit cards. 3.36% Interest rate. 30 day free trial on any plan. Sub-accounts for easy budgeting Invest in stocks bunq - Easy card - DE Review
6	Solo - 0 €/m Start - 7 €/m Premium - 24 €/m	One month free, cancel anytime Manual access to wallets for team members Free physical & virtual cards Expense management solution Accounting software integration	82 More info+	Go To Site
A Taste Highlights One month free, cancel anytime Manual access to wallets for team members Free physical & virtual cards Expense management solution Accounting software integration Top Features Solo - 0 €/m Start - 7 €/m Premium - 24 €/m Finom DE Review
7	Standard - Free Plus - €2.99/m	3 months Revolut Premium Free trial Money managing & saving tools UK current account / European IBAN Trade & Use Cryptocurrencies	79 More info+	Go To Site
A Taste Highlights Standard - Free Plus - €2.99/m Premium - €6.99/m Metal - €12.99/m Top Features Travel without extra hidden fees Spending analytics Pay and get paid easily Round up on card payments for savings Worldwide ATM withdrawals - up to £200 a month with no fee Revolut - DE Review

Best For: Free Digital bank account

100% mobile bank account with no monthly fees

N26 Standard account

9.8

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Open an N26 bank account in just 8 minutes

N26 Debit Mastercard for €0/month

Best For: Credit Card, IBAN, Travel

3.99 €/m, 30-day Free trial

Bunq 'Easy Bank' Account

9.6

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Earn up to 2% cashback on your payments

Bunq Credit card

Best For: Spend cash & crypto anywhere

Earn up to 8% Cryptoback™ on all purchases

Wirex Account

9.2

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"Secured, easy to manage app"

Wirex Multi Currency Debit card

Best For: spending and saving

Unlock access to special offers

N26 'Smart' account

8.9

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Simple. Fast. 100% flexible.

N26 Debit Mastercard for €4.90/month

Best For: Online Purchases

Get & manage your card for Free

Bunq 'Easy Card'

8.6

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Get your Free virtual credit card

Bunq Virtual Card

8.2

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7.9

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Revolut card

The Advantages of Neobanks

Always Available

Now you can Fully manage your bank account on-the-go using the app or desktop site

Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.