Top 8 Prepaid Cards - UK.

November 2024

Compare the best prepaid cards providers, Choose & Get your card

Brands Accounts & Pricing Card Highlights Our Rating Next Step
1
  • Simple - Free
  • Classic - £7.95/m
  • Premium £14.95/m
  • Credit Builder - £7.95/m
  • Free Simple account + Card & Virtual card.
  • Open an account in minutes.
  • Multi-currency accounts - GBP, EUR, RON.
  • Send money abroad at great rates.
  • Great for students.
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A Taste

Highlights

  • Included in 'Simple' Plan - Free
  • Open an account in minutes.
  • Multi-currency accounts - GBP, EUR, RON.
  • Send money abroad at great rates.
  • Great for students.

Top Features

  • Special discounts on top merchants
  • First card delivery - £4.95
  • 2% FX fee per transaction
  • Virtual debit card - £0.30 per card
Monese - Card - UK Review
2
  • Prepaid Multi-currency Mastercard card
  • Travel Money
  • International payments
  • Just £1 ATM fee applies in the UK & abroad per withdrawal
  • Multi-Currency card to use in 190+ countries
  • Great rates for up to 20 major currencies
  • Earn up to 3.5% cashback at top UK retailers
96

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A Taste

Highlights

  • Free Prepaid Multi-currency Mastercard card
  • Travel Money
  • International payments
  • Just £1 ATM fee applies in the UK & abroad per withdrawal

Top Features

  • Multi-Currency card to use in 190+ countries
  • Great rates for up to 15 major currencies
  • Earn up to 3.5% cashback at top UK retailers
FairFX - Card Review
3
  • Standard - £0/month
  • Premium - £9.99/month
  • Elite - £29.99/month
  • Up to £200 fee free ATM withdrawals globally.
  • Earn up to 8% Cryptoback.
  • Exchange crypto and traditional currency.
92

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A Taste

Highlights

  • Up to $200 fee free ATM withdrawals globally.
  • Earn up to 8% Cryptoback.
  • Exchange crypto and traditional currency.

Top Features

  • Standard - £0/month
  • Premium - £9.99/month
  • Elite - £29.99/month
Wirex Card - UK Review
4
  • Uphold Mastercard card
  • 0% foreign transaction fees
  • No set up or annual fees
  • Great FX rates
  • Buy, hold, sell, send and spend your digital assetst in one place
  • Track your spending with real-time analytics
  • Use your card to spend crypto
  • 4% cashback in XRP
89

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A Taste

Highlights

  • Free Uphold debit Mastercard card
  • 0% foreign transaction fees
  • No annual fees
  • Great FX rates
  • 4% cashback in XRP

Top Features

  • Connect to Apply Pay and Google Pay
  • Can be used both virtually and physically
  • Pay using any currency or crypto that is in your balance
Uphold Card Review
5
  • Current Account - £12.50/m
  • Free cardonemoney Prepaid Debit MasterCard® Card
  • £1.50 per UK ATM withdrawal
  • No credit checks
  • No hidden charges
  • Verification of identity and residency required
  • Earn up to 3.5% cashback with top UK retailers
86

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A Taste

Highlights

  • No credit checks
  • No account opening fee
  • No hidden charges
  • Apply in minutes

Top Features

  • Direct debit and standing order
  • Withraw funds at ATM
  • Need to speak with someone? The UK-based team are available Monday-Friday 08:30-17:00
  • Free mobile App
  • The Card One Money current account is not covered by the FSCS. Your funds are protected in a safeguarded account. See product FAQs for more information
CardOneMoney - P - Card Review
6
  • Essential - Free
  • Premium - From £4.97/m
  • No credit checks. Just 10 minutes to apply.
  • Exclusive cashback rewards.
  • Get your debit card in 3-5 working days.
82

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A Taste

Highlights

  • Free Plan - "Essential"
  • €100,000 Deposit Guarantees
  • Unlimited free ATM withdrawals
  • Free Annual Tax Report
  • Customer Support via Chat & Email

Top Features

  • Contactless payments + 3D secure for online payments
  • Customized card management
  • SEPA-transfers 
  • Standing orders
  • Easy top up
Suits Me - UK - Card Review
7
  • £10 off on the activation fee - promo code 10OFFTALLY
  • £29 account activation fee
  • Account keeping fee of 0.5% p.a
  • Account backed by gold to protect the long-term value of your money
  • Accepted at 47m merchants worldwide
  • No added foreign exchange fees or markups (even at ATMs)
  • Free ATM withdrawals worldwide
79

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A Taste

Highlights

  • Account backed by gold to protect the long-term value of your money
  • Accepted at 47m merchants worldwide
  • No added foreign exchange fees or markups (even at ATMs)
  • Free ATM withdrawals worldwide

Top Features

  • £10 off on the activation fee - promo code 10OFFTALLY
  • £29 account activation fee
  • Account keeping fee of 0.5% p.a
Tally-Card-UK Review
8
  • Chase Current Account - Free
  • Requirements:
  • be 18+
  • be a resident of the UK only
  • have a smartphone and a UK mobile number
  • be a tax resident of the UK
  • Pay zero fees from us whether you are home or abroad.
  • Earn 5% AER (4.89% gross) variable on separate round up pot paid monthly. Chase current account required to open round-up account. Round-up account balance transfers to elected Chase current or saver account on anniversary of account opening. T&Cs apply.
77

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A Taste

Highlights

  • Pay zero fees from us whether you are home or abroad.
  • Current Account customers can open a round up account that rounds up debit card spending to the nearest pound and puts it in a round up account that gives 5% AER (4.89% gross) variable interest, paid monthly. Round-up account balance transfers to elected Chase account on anniversary of account opening.

Top Features

  • Chase Current Account - Free
  • Requirements:
  1. be 18+
  2. be a resident of the UK only
  3. have a smartphone and a UK mobile number
  4. be a tax resident of the UK
Chase Card UK Review
9
  • Standard - Free
  • Plus - £2.99/m
  • 3 months Revolut Premium Free trial
  • Money managing & saving tools
  • UK current account / European IBAN
  • Trade & Use Cryptocurrencies
75

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A Taste

Highlights

  • Standard - Free
  • Plus - £2.99/m
  • Premium - £6.99/m
  • Metal - £12.99/m

Top Features

  • Travel without extra hidden fees
  • Spending analytics
  • Pay and get paid easily
  • Round up on card payments for savings
  • Worldwide ATM withdrawals - up to £200 a month with no fee
Revolut - Card - UK - DAP Review
Best For: Expats, Travel Money, Multi-currency
Free Account + Card
Monese Mastercard debit card
9.8
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No proof of address, No credit check

Monese 'Simple' Account
9.6
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Get £10 off when you load £250 or more

Best For holding and using FIAT & Crypto
Earn up to 8% Cryptoback
Multi-Currency Debit Card
9.2
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0% foreign exchange fees globally

Provided by Wirex
Best For: Spend, Hold & Trade Crypto & FX
0% foreign transaction fees & low FX rates
Uphold Multi-Currency Card
8.9
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Get 4% Cashback in XRP

Uphold
8.6
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8.2
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No credit checks. Just 10 minutes to apply.

Suits Me
Best For: Spending in multiple currencies
No added charges or mark-ups on foreign exchange rate
TallyMoney Debit Mastercard®
7.9
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Provided by TallyMoney
Best For: Current Account, Cashback
Switch to Chase fast & easy
Chase Debit Mastercard
7.7
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1% Cashback on everyday debit card spending*

Chase Current Account
7.5
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Revolut

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Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.