Top 8 Online Banks.

November 2024

Join the revolution in the banking world by comparing & choosing the best

Brands Accounts & Pricing Card Highlights Our Rating Next Step
1
  • Essential - Free
  • Premium - From £4.97/m
  • No credit checks. Only 10 minutes to apply.
  • Exclusive cashback rewards.
  • Get your debit card in 3-5 working days.
98

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A Taste

Highlights

  • Free Plan - "Essential"
  • €100,000 Deposit Guarantees
  • Unlimited free ATM withdrawals
  • Free Annual Tax Report
  • Customer Support via Chat & Email

Top Features

  • Contactless payments + 3D secure for online payments
  • Customized card management
  • SEPA-transfers 
  • Standing orders
  • Easy top up
  • Secure Wallets and Vaults for Crypto Storage
Suits Me - UK Review
2
  • Basic - Free
  • N26 SMART - €4.90
  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
96

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A Taste

Highlights

  • Basic - Free
  • N26 SMART - €4.90
  • N26 You - €9.90
  • Metal - €16.90

Top Features

  • Free Standard account
  • Free payments in any currency
  • Free Contactless N26 Mastercard
  • Free additional N26 Maestro card
  • Free ATM withdrawals worldwide
N26 Review
3
  • Current Account - £12.50/m
  • Free cardonemoney Prepaid Debit MasterCard® Card
  • £1.50 per UK ATM withdrawal
  • No credit checks
  • No hidden charges
  • Verification of identity and residency required
  • Earn up to 3.5% cashback with top UK retailers
92

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A Taste

Highlights

  • No credit checks
  • No account opening fee
  • No hidden charges
  • Apply in minutes

Top Features

  • Direct debit and standing order
  • Withraw funds at ATM
  • Need to speak with someone? The UK-based team are available Monday-Friday 08:30-17:00
  • Free mobile App
  • The Card One Money current account is not covered by the FSCS. Your funds are protected in a safeguarded account. See product FAQs for more information
CardOneMoney - P - DTP Review
4

  • Simple - Free (€0.30 per card)
  • Classic - €5.95
  • Premium - €14.95
  • No credit checks & no proof of address required
  • Open an account in only 10 minutes
  • Dual currency account in GBP/EUR
  • Regulated by the FCA
89

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A Taste

Highlights

  • Virtual card
  • Track your account activity in real time
  • Set budget and saving goals from your daily activity
  • Free instant card top-ups
  • 14 supported languages

Top Features

  • Free ATM withdrawals up to €200 per month
  • No Fees for premium accounts
  • Make fast and secure contacless payments with Apple Pay or Google Pay
  • Withdraw cash from ATM globally
  • Reduced rates on sending money abroad
Monese EU dtp Review
5

  • Easy Card - Free
  • Easy Savings - Free
  • Easy Bank - 3.99 €/m
  • Easy Bank Pro - 9.99 €/m
  • Easy Bank Pro XL - 18.99 €/m

  • Earn up to 2% cashback on eligible payments on credit cards.
  • 3.36% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.
86

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A Taste

Highlights

  • Earn up to 2% cashback on eligible payments on credit cards.
  • 3.36% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.

Top Features

  • Easy Card - Free
  • Easy Savings - Free
  • Easy Bank - 3.99 €/m
  • Easy Bank Pro - 9.99 €/m
  • Easy Bank Pro XL - 18.99 €/m
bunq Review
6
  • Standard - Free
  • Plus - £2.99/m
  • 3 months Revolut Premium Free trial
  • Money managing & saving tools
  • UK current account / European IBAN
  • Trade & Use Cryptocurrencies
82

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A Taste

Highlights

  • Standard - Free
  • Plus - £2.99/m
  • Premium - £6.99/m
  • Metal - £12.99/m

Top Features

  • Travel without extra hidden fees
  • Spending analytics
  • Pay and get paid easily
  • Round up on card payments for savings
  • Worldwide ATM withdrawals - up to £200 a month with no fee
Revolut - DAP - UK Review
7
  • All in 1 Business account
  • 30 Days free trial
  • Basic - From €9/month

 

  • Local IBAN, Physical & Virtual card
  • Advanced Bookkeeping and Accounting Tools
  • Upload receipts with camera and attach it to the transaction
  • Automatic VAT detection tool
79

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A Taste

Highlights

  • All in 1 Business account
  • 30 Days free trial
  • Basic - From €9/month

Top Features

  • Local IBAN, Physical & Virtual card
  • Advanced Bookkeeping and Accounting Tools
  • Upload receipts with camera and attach it to the transaction
  • Automatic VAT detection tool
qonto - EU - P Review
8
  • Current Account
  • Bussiness account
  • Joint Account
  • Teen account
  • Only UK residents
  • GBP only account
  • Overdrafts up to £1,000
77

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A Taste

Highlights

  • UK customers Only
  • Put your salary into Monzo and get the cash a day before
  • Money management tools in-app
  • Set budget for your spendings

Top Features

  • Earn up to 1.3% interest on your savings. T&C applied
  • Pay direct debits
  • Loans up to £15,000
Monzo Review
Best For: Bad Credit, New to the UK
Cashback % on selected UK merchants
Suits Me 'Essential'
9.8
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No credit checks. Only 10 minutes to apply.

Suits Me Debit Mastercard
Best For: Free Digital bank account + Debit card
100% mobile bank account with no monthly fees
N26 Standard account
9.6
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Open an N26 bank account in just 8 minutes

N26 Debit Mastercard for €0/month
9.2
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8.9
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Monese prepaid debit card
Bunq Account
8.6
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Earn up to 2% cashback on your payments

Bunq Credit card
8.2
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Revolut card
Qonto Business Account
7.9
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7.7
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The Advantages of Neobanks

Always Available

Now you can Fully manage your bank account on-the-go using the app or desktop site 

Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.