Top 8 Online Banks.

April 2024

Join the revolution in the banking world by comparing & choosing the best

	Accounts & Pricing	Highlights	Our Rating	Next Step
1	Standard - Free Plus - £2.99/m Premium - £6.99/m Metal - £12.99/m	3 months Revolut Premium Free trial Money managing & saving tools UK current account / European IBAN Trade & Use Cryptocurrencies	98 More Details+	Go To Site
A Taste Highlights 3 months Revolut Premium Free trial UK current account / European IBAN Early salary feature Manage your money & card via app Top Features Travel without extra hidden fees Spending analytics Pay and get paid easily Round up on card payments for savings Worldwide ATM withdrawals - up to £200 a month with no fee Revolut - DAP - UK Review
2	Essential - Free Premium - £4.97 /month Premium Plus - £9.97 /month	No credit checks. Just 10 minutes to apply. Exclusive cashback rewards. Get your debit card in 3-5 working days.	96 More Details+	Go To Site
A Taste Highlights Free Plan - "Essential" €100,000 Deposit Guarantees Unlimited free ATM withdrawals Free Annual Tax Report Customer Support via Chat & Email Top Features Contactless payments + 3D secure for online payments Customized card management SEPA-transfers Standing orders Easy top up Secure Wallets and Vaults for Crypto Storage Suits Me - UK Review
3	Basic - Free N26 SMART - €4.90 N26 You - €9.90 Metal - €16.90	Regulated by the PRA & BaFin Full European banking licence Support Google Pay & Apple Pay Travel insurance with Premium accounts No Currency exchange fees	92 More Details+	Go To Site
A Taste Highlights Full European banking licence Support Google Pay & Apple Pay Secure online payments Use your card before it arrives Top Features Free Standard account Free payments in any currency Free Contactless N26 Mastercard Free additional N26 Maestro card Free ATM withdrawals worldwide N26 Review
4	Current Account - £12.50/m Free cardonemoney Prepaid Debit MasterCard® Card £1.50 per UK ATM withdrawal	No credit checks No hidden charges Verification of identity and residency required Earn up to 3.5% cashback with top UK retailers	89 More Details+	Go To Site
A Taste Highlights No credit checks No account opening fee No hidden charges Apply in minutes Top Features Direct debit and standing order Withraw funds at ATM Need to speak with someone? The UK-based team are available Monday-Friday 08:30-17:00 Free mobile App The Card One Money current account is not covered by the FSCS. Your funds are protected in a safeguarded account. See product FAQs for more information CardOneMoney - P - DTP Review
5	Simple - Free Classic - £5.95 Premium - £14.95	No credit checks & no proof of address required Open an account in only 10 minutes Dual currency account in GBP/EUR Regulated by the FCA	86 More Details+	Go To Site
A Taste Highlights Virtual card Track your account activity in real time Set budget and saving goals from your daily activity Free instant card top-ups 14 supported languages Top Features Free ATM withdrawals up to €200 per month No Fees for premium accounts Make fast and secure contacless payments with Apple Pay or Google Pay Withdraw cash from ATM globally Reduced rates on sending money abroad Monese EU dtp Review
6	Current account - Free to open Kroo Debit card - Order for Free	4.35% AER on balances up to £85K *4.35% AER / 4.26% Gross (variable) interest on your current account balance up to £85,000 from 01.06.23 Zero fees when spending abroad 24.9 % EAR/APR Overdraft	82 More Details+	Go To Site
A Taste Highlights Current account - Free to open Kroo Debit card - Order for Free UK-based customer support Top Features 4.35% AER on balances up to £85K Zero fees when spending abroad 24.9 % EAR/APR Overdraft Manage bill splitting and group expenses seamlessly in-app Commitment to plant 1m trees that impact local communities by the end of 2023 Kroo - DAP Review
7	Easy Bank (B) - 7.99 €/m Easy Money (B) - 13.99 €/m Easy Green (B) - 23.99 €/m	Earn up to 2% cashback on eligible payments on credit card. Netherlands IBAN Group payments Sub-account sharing 1.56% Interest rate for all plans	79 More Details+	Go To Site
A Taste Highlights Earn up to 2% cashback on eligible payments on credit card. Sign up in 5 minutes No Tax number needed No Credit Checks 1.56% Interest rate for all plans Shop online safely using a virtual one-time Online Card Great for Expats Top Features Easy Bank (B) - 7.99 €/m Easy Money (B) - 13.99 €/m Easy Green (B) - 23.99 €/m bunq Review
8	All in 1 Business account 30 Days free trial Basic - From €9/month	Local IBAN, Physical & Virtual card Advanced Bookkeeping and Accounting Tools Upload receipts with camera and attach it to the transaction Automatic VAT detection tool	77 More Details+	Go To Site
A Taste Highlights All in 1 Business account 30 Days free trial Basic - From €9/month Top Features Local IBAN, Physical & Virtual card Advanced Bookkeeping and Accounting Tools Upload receipts with camera and attach it to the transaction Automatic VAT detection tool qonto - EU - P Review
9	Current Account Bussiness account Joint Account Teen account	Only UK residents GBP only account Overdrafts up to £1,000	75 More Details+	Go To Site
A Taste Highlights UK customers Only Put your salary into Monzo and get the cash a day before Money management tools in-app Set budget for your spendings Top Features Earn up to 1.3% interest on your savings. T&C applied Pay direct debits Loans up to £15,000 Monzo Review

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3 months Revolut Premium Free trial

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The Advantages of Neobanks

Always Available

Now you can Fully manage your bank account on-the-go using the app or desktop site

Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.