Top 8 Online Banks.

February 2025

Join the revolution in the banking world by comparing & choosing the best

Brands Accounts & Pricing Card Highlights Our Rating Next Step
1
  • Basic - Free
  • N26 SMART - €4.90
  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
98

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A Taste

Highlights

  • Free Standard account
  • Free payments in any currency
  • Free Contactless N26 Mastercard
  • Free additional N26 Maestro card
  • Free ATM withdrawals worldwide

Top Features

  • Basic - Free
  • N26 SMART - €4.90
  • N26 You - €9.90
  • Metal - €16.90
N26 Review
2
  • Standart - $0.00/month
  • Premium - $9.99/month
  • Metal - $16.99/month
  • Support team 24/7 via in-app chat.
  • Save 20% on international transfer fees.
  • Exchange up to $10,000 per month in 25+ currencies with no additional fees.
  • 3 international transfer per month with no fee
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A Taste

Highlights

  • Support team 24/7 via in-app chat.
  • Save 20% on international transfer fees.
  • Exchange up to $10,000 per month in 25+ currencies with no additional fees.

Top Features

  • Standart - $0.00/month
  • Premium - $9.99/month
  • Metal - $16.99/month
  • *Revolut is not a bank, banking services are provided by Lead Bank, Member FDIC.

 

Revolut - US Review
3
  • Standard - £0/month
  • Premium - £9.99/month
  • Up to 16% interest on savings accounts on GBP and Euros
  • Manage your currencies in one simple platforms
  • Spend crypto and multiple currencies with Wirex Mastercard
92

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A Taste

Highlights

  • Up to 16% interest on savings accounts on GBP and Euros
  • Manage your currencies in one simple platforms
  • Spend crypto and multiple currencies with Wirex Mastercard
  • Up to 10% interest on BTC and ETH

Top Features

  • Standard - £0/month
  • Premium - £9.99/month
  • Elite - £29.99/month
  • X-accounts
  • Crypto & Traditional currency account
Wirex - T1 Review
4

  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m

  • Earn up to 2% cashback on eligible payments on credit cards.
  • 2.67% Interest rate.
  • MassInterest Business rate: 1.05%
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.
89

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A Taste

Highlights

  • Earn up to 2% cashback on eligible payments on credit cards.
  • MassInterest Business rate: 1.05%
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.

Top Features

  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m
bunq Review
5
  • All in 1 Business account
  • 30 Days free trial
  • Basic - From €9/month

 
  • Local IBAN, Physical & Virtual card
  • Advanced Bookkeeping and Accounting Tools
  • Upload receipts with camera and attach it to the transaction
  • Automatic VAT detection tool
86

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A Taste

Highlights

  • All in 1 Business account
  • 30 Days free trial
  • Basic - From €9/month

Top Features

  • Local IBAN, Physical & Virtual card
  • Advanced Bookkeeping and Accounting Tools
  • Upload receipts with camera and attach it to the transaction
  • Automatic VAT detection tool
qonto - EU - P Review
6
  • Current Account
  • Bussiness account
  • Joint Account
  • Teen account
  • Only UK residents
  • GBP only account
  • Overdrafts up to £1,000
82

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A Taste

Highlights

  • UK customers Only
  • Put your salary into Monzo and get the cash a day before
  • Money management tools in-app
  • Set budget for your spendings

Top Features

  • Earn up to 1.3% interest on your savings. T&C applied
  • Pay direct debits
  • Loans up to £15,000
Monzo Review
Best For: Free Digital bank account + Debit card
100% mobile bank account with no monthly fees
N26 Standard account
9.8
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Unlimited free trades, 4000+ stocks & ETFs
N26 Debit Mastercard for €0/month
Best For: Online Purchases
3.5% APY on savings
Revolut Premium
9.6
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3 Months Premium Trial
Revolut Debit card
Best For: Spend cash & crypto anywhere
Earn up to 8% Cryptoback™ on all purchases
Wirex Account
9.2
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"Secured, easy to manage app"
Wirex Multi Currency Debit card
Bunq Account
8.9
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Earn up to 2% cashback on your payments
Bunq Credit card
Qonto Business Account
8.6
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8.2
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The Advantages of Neobanks

Always Available

Now you can Fully manage your bank account on-the-go using the app or desktop site 

Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.