Top 8 Challenger Banks - UK.

November 2024

Compare the leading services & choose the one you like the most

	Accounts & Pricing	Highlights	Our Rating	Next Step
1	Simple - Free Classic - €7.95/m Premium - €14.95/m	Free Simple account + Card & Virtual card Open an account in minutes, with no credit checks Multi-currency accounts - GBP, EUR, RON Send money abroad at great rates	98 More info+	Go To Site
A Taste Highlights Fast account opening EUR account & sort code Virtual cards for safe and secure payments No monthly fees Credit Builder feature Support English Top Features SOFORT top-ups Virtual cards for safe and secure online payments Lock/unlock the card in the app Multi-Currency Travel card Monese - UK Review
2	Essential - Free Premium - From £4.97/m	No credit checks. Only 10 minutes to apply. Exclusive cashback rewards. Get your debit card in 3-5 working days.	96 More info+	Go To Site
A Taste Highlights Free Plan - "Essential" €100,000 Deposit Guarantees Unlimited free ATM withdrawals Free Annual Tax Report Customer Support via Chat & Email Top Features Contactless payments + 3D secure for online payments Customized card management SEPA-transfers Standing orders Easy top up Secure Wallets and Vaults for Crypto Storage Suits Me - UK Review
3	Uphold Mastercard card 0% foreign transaction fees No annual fees Great FX rates	Buy, hold, sell, send and spend your digital assetst in one place Track your spending with real-time analytics Use your card to spend crypto 4% cashback in XRP	92 More info+	Go To Site
A Taste Highlights No foreign transaction fees. Use your card to spend crypto. Regulated by the FCA. 4% cashback in XRP Top Features Virtual card - Free Physical card - £9.95 Uphold UK Review
4	Current Account - £12.50/m Free cardonemoney Prepaid Debit MasterCard® Card £1.50 per UK ATM withdrawal	No credit checks No hidden charges Verification of identity and residency required Earn up to 3.5% cashback with top UK retailers	89 More info+	Go To Site
A Taste Highlights No credit checks No account opening fee No hidden charges Apply in minutes Top Features Direct debit and standing order Withraw funds at ATM Need to speak with someone? The UK-based team are available Monday-Friday 08:30-17:00 Free mobile App The Card One Money current account is not covered by the FSCS. Your funds are protected in a safeguarded account. See product FAQs for more information CardOneMoney - P Review
5	£10 off on the activation fee - promo code 10OFFTALLY £29 account activation fee Account keeping fee of 0.5% p.a	Save in gold to protect the long-term value of your money Spend your gold instantly at 47m merchants worldwide Withdraw cash with the Tally Debit Mastercard No added foreign currency markups or fees (even at ATMs)	86 More info+	Go To Site
A Taste Highlights Save in gold to protect the long-term value of your money Spend your gold instantly at 47m merchants worldwide Withdraw cash with the Tally Debit Mastercard with no cap (only daily) No added foreign currency markups or fees (even at ATMs) Top Features £10 off on the activation fee - promo code 10OFFTALLY £29 account activation fee Account keeping fee of 0.5% p.a Tally - UK Review
6	Standard - Free Plus - £2.99/m	3 months Revolut Premium Free trial Money managing & saving tools UK current account / European IBAN Trade & Use Cryptocurrencies	82 More info+	Go To Site
A Taste Highlights Standard - Free Plus - £2.99/m Premium - £6.99/m Metal - £12.99/m Top Features Travel without extra hidden fees Spending analytics Pay and get paid easily Round up on card payments for savings Worldwide ATM withdrawals - up to £200 a month with no fee Revolut - DAP - UK Review
7	Business account - Free Tide Plus - £9.99/m Tide Cashback - £49.99/m Credit Builder	Free Tide Business Card Expenses Cards for team Schedule payments	79 More info+	Go To Site
A Taste Highlights Free Tide Business Card Expenses Cards for team Schedule payments Cash deposits Top Features Business account - Free Tide Plus - £9.99/m Tide Cashback - £49.99/m Credit Builder Tide Review
8	Current Account Bussiness account Joint Account Teen account	Only UK residents GBP only account Overdrafts up to £1,000	77 More info+	Go To Site
A Taste Highlights UK customers Only Put your salary into Monzo and get the cash a day before Money management tools in-app Set budget for your spendings Top Features Earn up to 1.3% interest on your savings. T&C applied Pay direct debits Loans up to £15,000 Monzo Review

Best For: Expats, Travel Money, Multi-currency

Free Account + Card

Monese Instant Account

9.8

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No proof of address, no minimum amount

Monese Mastercard debit card

Best For: Bad Credit, New to the UK

Cashback % on selected UK merchants

Suits Me 'Essential'

9.6

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No credit checks. Only 10 minutes to apply.

Suits Me Debit Mastercard

Best For: Trade & Spend Multiple Currencies

0% bank deposit and withdrawal fees

Uphold

9.2

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Get 4% Cashback in XRP

Uphold Card

8.9

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Best For: Protecting your money from inflation

£10 off on the activation fee - promo code 10OFFTALLY

TallyMoney Account

8.6

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Get the App

TallyMoney Debit Mastercard®

8.2

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Revolut card

7.9

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7.7

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The Advantages of Neobanks

Always Available

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Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.