Top 8 Small Business Bank Accounts.

April 2025

Compare the best business accounts for start-ups and small businesses

Brands Accounts & Pricing Card Highlights Our Rating Next Step
1
  • Free Banking for 12 months*
  • Business borrowing solutions to suit you. T&Cs and fees apply
  • Overdrafts are subject to application, eligibility and credit check. T&Cs, fees and rates apply.

 

  • Free accounting tools to stay on top of invoices,
    cashflow and tax**
98

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Highlights

*Free banking means no account
maintenance fee and all day-to-day
standard transactions are free on your
primary business current account. Any
additional or secondary accounts will be
charged in line with the Business Price
List. A full list of prices and charges can
be found in our Business Price List at
business.hsbc.uk/legal

Top Features

**You must be an existing HSBC
Business Banking customer to access
free accounting tools through My
Business Finance. This is not available
for HSBC Kinetic Customers. T&C’s
Apply.

HSBC - Small Business Review
2
  • Multy-Currency Accounts
  • Free - £0/m
  • Grow- £25/m
  • Scale - £100/m
  • Enterprise - Custom
  • Hold 30 currencies in one account
  • Cost-efficient FX Management
  • Local and international unique account details 
96

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Highlights

  • Multy-Currency Accounts
  • Free - £0/m
  • Grow- £25/m
  • Scale - £100/m
  • Enterprise - Custom

Top Features

  • Hold 30 currencies in one account
  • Cost-efficient FX Management
  • Local and international unique account details 
  • Payment gateway
  • Easy Expenses management
Revolut Business Review
3
  • 1st tier deposits (£0-£750) - £3/month
  • 2nd tier deposits (£750-£7500) - £9/month
  • 3rd tier deposits (£7500+) - £18/month
  • Account opening in minutes.
  • Automatically categorised transactions.
  • First-class, UK-based, helpful support team.
92

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Highlights

  • 1st tier deposits (£0-£750) - £3/month
  • 2nd tier deposits (£750-£7500) - £9/month
  • 3rd tier deposits (£7500+) - £18/month

Top Features

  • Account opening in minutes.
  • Automatically categorised transactions.
  • First-class, UK-based, helpful support team.
Countingup UK Review
4
  • Business account - Free
  • Tide Plus - £9.99/m
  • Tide Cashback - £49.99/m
  • Credit Builder
  • Free Tide Business Card
  • Expenses Cards for team
  • Schedule payments
89

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Highlights

  • Free Tide Business Card
  • Expenses Cards for team
  • Schedule payments
  • Cash deposits

Top Features

  • Business account - Free
  • Tide Plus - £9.99/m
  • Tide Cashback - £49.99/m
  • Credit Builder
Tide Review
5
  • Free for 6 months
  • Plans between 0.00-£24.90/month, depend on your monthly income.
  • Low fees
  • Comprehensive service - 24/7 Live chat
  • Easy to use app
  • Card that “meows” like a cat with each use (one of company USP's)
86

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A Taste

Highlights

  • Set up your account in less than 10 minutes
  • Receive your debit Mastercard® within 5 working days
  • Take care of your unpaid invoices by creating, sending and politely chasing debtors
  • Payment schedules of purchase invoices

Top Features

  • Calculate the amount you owe HMRC
  • Send you reminders about upcoming HMRC requirements and payments.
  • Plans between £0.00-£24.90/month, depend on your monthly income.
ANNA - Business - UK Review
Best For: Small Business & Startups
Free debit card payments
HSBC Business Account
9.8
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Accounting tools for invoices, cashflow and tax

HSBC Visa Debit Card
Revolut Business
9.6
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Revolut Business Card
Countingup
9.2
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Tide Business Account
8.9
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ANNA
8.6
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Free for 6 months

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All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

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