Top 8 Online Banks For France.

December 2024

Compare services, Choose the best & Open your account in minutes

Brands Accounts & Pricing Card Highlights Our Rating Next Step
1
  • Basic - Free
  • N26 SMART - €4.90
  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
98

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A Taste

Highlights

  • Basic - Free
  • N26 SMART - €4.90
  • N26 You - €9.90
  • Metal - €16.90

Top Features

  • Free Standard account
  • Free payments in any currency
  • Free Contactless N26 Mastercard
  • Free additional N26 Maestro card
  • Free ATM withdrawals worldwide
N26 FR Review
2
  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m
  • Earn up to 2% cashback on eligible payments on credit cards.
  • 3.36% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.
96

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A Taste

Highlights

  • Earn up to 2% cashback on eligible payments on credit cards.
  • 3.36% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.

Top Features

  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m
bunq FR Review
3
  • Standard - €0/month
  • Premium - €9.99/month
  • Up to 2% Cryptoback on online and in-store purchases
  • Manage your currencies in one simple platform
  • Spend multiple currencies with Wirex Mastercard
92

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A Taste

Highlights

  • Up to 2% Cryptoback on online and in-store purchases
  • Manage your currencies in one simple platform
  • Spend multiple currencies with Wirex Mastercard

Top Features

  • Standard - €0/month
  • Premium - €9.99/month
  • Elite - €29.99/month
Wirex - FR Review
4
  • Le compte pro & cartes
  • Essayez pendant 30 jours. Gratuitement. Sans engagement
  • Basic - À partir de €9/month
  • French IBAN, Physical & Virtual card
  • Tous les moyens de paiement adaptés à vos besoins, votre entreprise
  • Votre comptabilité vite fait, (très) bien fait. Sans paperasse
  • Vos dépenses et vos finances sous contrôle. Toujours
89

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A Taste

Highlights

  • Le compte pro & cartes
  • Compte pro Made in France ouvert en 10 minutes seulement.
  • Essayez pendant 30 jours. Gratuitement. Sans engagement
  • Basic - À partir de €9/month

Top Features

  • French IBAN, Physical & Virtual card
  • Tous les moyens de paiement adaptés à vos besoins, votre entreprise
  • Votre comptabilité vite fait, (très) bien fait. Sans paperasse
  • Vos dépenses et vos finances sous contrôle. Toujours
qonto - FR - P Review
5
  • Solo - 0 €/m
  • Start - 7 €/m
  • Premium  - 24 €/m
  • One month free, cancel anytime
  • Manual access to wallets for team members
  • Free physical & virtual cards
  • Expense management solution
  • Accounting software integration
86

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A Taste

Highlights

  • One month free, cancel anytime
  • Manual access to wallets for team members
  • Free physical & virtual cards
  • Expense management solution
  • Accounting software integration

Top Features

  • Solo - 0 €/m
  • Start - 7 €/m
  • Premium  - 24 €/m
Finom FR - P Review
6
  • Standard - Free
  • Plus - €3.99/m
  • Premium - €9.99/m
  • Metal - €16.99/m
  • 3 months Revolut Premium Free trial
  • Money managing & saving tools
  • UK current account / European IBAN
  • Trade & Use Cryptocurrencies
82

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A Taste

Highlights

  • 3 months Revolut Premium Free trial
  • UK current account / European IBAN
  • Early salary feature
  • Manage your money & card via app

Top Features

  • Travel without extra hidden fees
  • Spending analytics
  • Pay and get paid easily
  • Round up on card payments for savings
  • Worldwide ATM withdrawals - up to £200 a month with no fee
Revolut FR Review
Best For: Free Digital bank account, Debit card
100% mobile bank account with no monthly fees
N26 Standard account
9.8
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Open an N26 bank account in just 8 minutes

N26 Debit Mastercard for €0/month
Best For: IBAN, Credit card, Savings, Cashback
30-day Free trial
Bunq 'Easy Bank' Account
9.6
More Info
Open your account in just 5 minutes

Bunq Credit card
Best For: Spend cash & crypto anywhere
Earn up to 8% Cryptoback™ on all purchases
Wirex Account
9.2
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"Secured, easy to manage app"

Wirex Multi Currency Debit card
8.9
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8.6
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8.2
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3 months Revolut Premium Free trial

The Advantages of Neobanks

Always Available

Now you can Fully manage your bank account on-the-go using the app or desktop site 

Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.