Top 8 Online Banks - Ireland.

December 2024

Compare services, Choose the best & Open your account in minutes

Brands Accounts & Pricing Card Highlights Our Rating Next Step
1
  • Basic - Free
  • N26 SMART - €4.90
  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
98

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A Taste

Highlights

  • Basic - Free
  • N26 SMART - €4.90
  • N26 You - €9.90
  • Metal - €16.90

Top Features

  • Free Standard account
  • Free payments in any currency
  • Free Contactless N26 Mastercard
  • Free additional N26 Maestro card
  • Free ATM withdrawals worldwide
N26 IE Review
2
  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m
  • Earn up to 2% cashback on eligible payments on credit cards.
  • 3.36% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.
96

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A Taste

Highlights

  • Earn up to 2% cashback on eligible payments on credit cards.
  • 3.36% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.

Top Features

  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m
bunq - IE Review
3
  • Standard - £0/month
  • Premium - £9.99/month
  • Up to 16% interest on savings accounts on GBP and Euros
  • Manage your currencies in one simple platforms
  • Spend crypto and multiple currencies with Wirex Mastercard
92

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A Taste

Highlights

  • Up to 16% interest on savings accounts on GBP and Euros
  • Manage your currencies in one simple platforms
  • Spend crypto and multiple currencies with Wirex Mastercard
  • Up to 10% interest on BTC and ETH

Top Features

  • Standard - £0/month
  • Premium - £9.99/month
  • Elite - £29.99/month
  • X-accounts
  • Crypto & Traditional currency account
Wirex - T1 Review
4
  • N26 SMART - €4.90
    • ​Physical card included
    • 1.3% Interest rate on savings
    • 3 Free ATM Withdrawals in euros
    • 10 Spaces sub-accounts
  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
89

More info+

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A Taste

Highlights

  • N26 SMART - €4.90
    • ​Physical card included
    • 1.3% Interest rate on savings
    • 3 Free ATM Withdrawals in euros
    • 10 Spaces sub-accounts

Top Features

  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
N26 Smart - IE Review
5
  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m
  • Earn up to 2% cashback on eligible payments on credit cards.
  • 3.36% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Invest in stocks
86

More info+

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A Taste

Highlights

  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m

Top Features

  • Earn up to 2% cashback on eligible payments on credit cards.
  • 3.36% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Invest in stocks
bunq - Easy card - IE Review
6
  • Standard - Free
  • Plus - €2.99/m
  • 3 months Revolut Premium Free trial
  • Money managing & saving tools
  • UK current account / European IBAN
  • Trade & Use Cryptocurrencies
82

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A Taste

Highlights

  • Standard - Free
  • Plus - €2.99/m
  • Premium - €6.99/m
  • Metal - €12.99/m

Top Features

  • Travel without extra hidden fees
  • Spending analytics
  • Pay and get paid easily
  • Round up on card payments for savings
  • Worldwide ATM withdrawals - up to £200 a month with no fee
Revolut IE Review
7
  • Borderless Account - Free
  • receive money from over 30 countries.
  • hold over 40 currencies in your account
  • Charge fees on sending money and converting currencies
79

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A Taste

Highlights

  • Regulated By the FCA
  • Need to upload your ID documents in order to verify your account
  • Convert currencies.
  • Easy-to-use app

Top Features

  • Free ATM withdrawals worldwide up to £200 every 30 days
  • Receive money with no fees
  • Up to 15X cheaper than high street banks when sending money abroad
Transferwise Review
Best For: Free Digital bank account, Debit card
100% mobile bank account with no monthly fees
N26 Standard account
9.8
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Open an N26 bank account in just 8 minutes
N26 Debit Mastercard for €0/month
Best For: Credit Card, IBAN, Travel
3.99 €/m, 30-day Free trial
Bunq 'Easy Bank' Account
9.6
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Earn up to 2% cashback on your payments
Bunq Credit card
Best For: Spend cash & crypto anywhere
Earn up to 8% Cryptoback™ on all purchases
Wirex Account
9.2
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"Secured, easy to manage app"
Wirex Multi Currency Debit card
Best For: spending and saving
Unlock access to special offers
N26 'Smart' account
8.9
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Simple. Fast. 100% flexible.
N26 Debit Mastercard for €4.90/month
Best For: Online Purchases
Get & manage your card for Free
Bunq 'Easy Card'
8.6
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Get your Free virtual credit card
Bunq Virtual Card
8.2
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Revolut card
7.9
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These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.