Top 8 Online Banks in Europe.

November 2024

Compare between the leading services & choose wisely

Brands Accounts & Pricing Card Highlights Our Rating Next Step
1
  • Basic - Free
  • N26 SMART - €4.90
  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
98

More info+

 Go To Site

A Taste

Highlights

  • Basic - Free
  • N26 SMART - €4.90
  • N26 You - €9.90
  • Metal - €16.90

Top Features

  • Free Standard account
  • Free payments in any currency
  • Free Contactless N26 Mastercard
  • Free additional N26 Maestro card
  • Free ATM withdrawals worldwide
N26 East-EU Review
2
  • Simple - Free
  • Classic - €7.95/m
  • Premium - €14.95/m
  • Free Starter account + Card & Virtual card
  • Open an account in minutes, with no credit checks
  • Multi-currency accounts - GBP, EUR, RON
  • Send money abroad at great rates
  •  
96

More info+

 Go To Site

A Taste

Highlights

  • Free Starter account + Card & Virtual card
  • Open an account in minutes, with no credit checks
  • Multi-currency accounts - GBP, EUR, RON
  • Send money abroad at great rates

Top Features

  • SOFORT top-ups​
  • Virtual cards for safe and secure online payments
  • Lock/unlock the card in the app
  • Multi-Currency Travel card
Monese - LT Review
3
  • Standard - £0/month
  • Premium - £9.99/month
  • Up to 16% interest on savings accounts on GBP and Euros
  • Manage your currencies in one simple platforms
  • Spend crypto and multiple currencies with Wirex Mastercard
92

More info+

 Go To Site

A Taste

Highlights

  • Up to 16% interest on savings accounts on GBP and Euros
  • Manage your currencies in one simple platforms
  • Spend crypto and multiple currencies with Wirex Mastercard
  • Up to 10% interest on BTC and ETH

Top Features

  • Standard - £0/month
  • Premium - £9.99/month
  • Elite - £29.99/month
  • X-accounts
  • Crypto & Traditional currency account
Wirex - T1 Review
4
  • Standard - Free
  • Plus - €2.99/m
  • Premium - €6.99/m
  • Metal - €12.99/m
  • Money managing & saving tools
  • UK current account / European IBAN
  • Trade & Use Cryptocurrencies
89

More info+

 Go To Site

A Taste

Highlights

  • 3 months Revolut Premium Free trial
  • UK current account / European IBAN
  • Early salary feature
  • Manage your money & card via app

Top Features

  • Travel without extra hidden fees
  • Spending analytics
  • Pay and get paid easily
  • Round up on card payments for savings
  • Worldwide ATM withdrawals - up to £200 a month with no fee
Revolut EU Review
5
  • Borderless Account - Free
  • receive money from over 30 countries.
  • hold over 40 currencies in your account
  • Charge fees on sending money and converting currencies
86

More info+

 Go To Site

A Taste

Highlights

  • Regulated By the FCA
  • Need to upload your ID documents in order to verify your account
  • Convert currencies.
  • Easy-to-use app

Top Features

  • Free ATM withdrawals worldwide up to £200 every 30 days
  • Receive money with no fees
  • Up to 15X cheaper than high street banks when sending money abroad
Transferwise Review
Best For: Free Digital bank account, Debit card
100% mobile bank account with no monthly fees
N26 Standard Account
9.8
More Info
Visit Site
Open an N26 bank account in just 8 minutes
N26 Debit Mastercard for €0/month
Best For: Expats, Travel Money, Multi-currency
Free Account + Card
Monese Instant Account
9.6
More Info
Visit Site
No proof of address, no minimum amount
Monese Mastercard debit card
Best For: Spend cash & crypto anywhere
Earn up to 8% Cryptoback™ on all purchases
Wirex Account
9.2
More Info
Visit Site
"Secured, easy to manage app"
Wirex Multi Currency Debit card
8.9
More Info
Visit Site
3 months Revolut Premium Free trial
8.6
More Info
Visit Site

The Advantages of Neobanks

Always Available

Now you can Fully manage your bank account on-the-go using the app or desktop site 

Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.