Top 8 Digital Banks - Netherlands.

December 2024

Compare services, Choose the best & Open your account in minutes

	Accounts & Pricing	Highlights	Our Rating	Next Step
1	Basic - Free N26 SMART - €4.90	Regulated by the PRA & BaFin Full European banking licence Support Google Pay & Apple Pay Travel insurance with Premium accounts No Currency exchange fees	98 More info+	Go To Site
A Taste Highlights Basic - Free N26 SMART - €4.90 N26 You - €9.90 Metal - €16.90 Top Features Free Standard account Free payments in any currency Free Contactless N26 Mastercard Free additional N26 Maestro card Free ATM withdrawals worldwide N26 NL - m Review
2	bunq Free - Free bunq Core - 3.99 €/m bunq Pro - 9.99 €/m bunq Elite - 18.99 €/m	Earn up to 2% cashback on eligible payments on credit cards. 3.36% Interest rate. 30 day free trial on any plan. Sub-accounts for easy budgeting Up to 6 monthly Free global ATM withdrawals.	96 More info+	Go To Site
A Taste Highlights Earn up to 2% cashback on eligible payments on credit cards. 3.36% Interest rate. 30 day free trial on any plan. Sub-accounts for easy budgeting Up to 6 monthly Free global ATM withdrawals. Top Features bunq Free - Free bunq Core - 3.99 €/m bunq Pro - 9.99 €/m bunq Elite - 18.99 €/m bunq NL - m Review
3	Standard - €0/month Premium - €9.99/month	Up to 2% Cryptoback on online and in-store purchases Manage your currencies in one simple platform Spend multiple currencies with Wirex Mastercard	92 More info+	Go To Site
A Taste Highlights Up to 2% Cryptoback on online and in-store purchases Manage your currencies in one simple platform Spend multiple currencies with Wirex Mastercard Top Features Standard - €0/month Premium - €9.99/month Elite - €29.99/month Wirex - NL Review
4	All in 1 Business account 30 Days free trial Basic - From €9/month	Local IBAN, Physical & Virtual card Advanced Bookkeeping and Accounting Tools Upload receipts with camera and attach it to the transaction Automatic VAT detection tool	89 More info+	Go To Site
A Taste Highlights All in 1 Business account 30 Days free trial Basic - From €9/month Top Features Local IBAN, Physical & Virtual card Advanced Bookkeeping and Accounting Tools Upload receipts with camera and attach it to the transaction Automatic VAT detection tool Qonto NL Review
5	Multy-Currency Accounts Free - €0/m Grow- €25/m Scale - €100/m Enterprise - Custom	Hold 30 currencies in one account Cost-efficient FX Management Local and international unique account details	86 More info+	Go To Site
A Taste Highlights Multy-Currency Accounts Free - €0/m Grow- €25/m Scale - €100/m Enterprise - Custom Top Features Hold 30 currencies in one account Cost-efficient FX Management Local and international unique account details Payment gateway Easy Expenses management Revolut Business - Banks - EU Review
6	Standard - Free Plus - €2.99/m Premium - €6.99/m Metal - €12.99/m	3 months Revolut Premium Free trial Money managing & saving tools UK current account / European IBAN Trade & Use Cryptocurrencies	82 More info+	Go To Site
A Taste Highlights 3 months Revolut Premium Free trial UK current account / European IBAN Early salary feature Manage your money & card via app Top Features Travel without extra hidden fees Spending analytics Pay and get paid easily Round up on card payments for savings Worldwide ATM withdrawals - up to £200 a month with no fee Revolut NL - m Review
7	Basic - €2.95 per month joint account - €4.35 per month	Secure, simple and fast account opening. Open an account without BSN number. Convenient when travelling. Customer service and calls directly from the app. Purchases insured for 365 days against theft, loss and damage.	79 More info+	Go To Site
A Taste Highlights Secure, simple and fast account opening. Open an account without BSN number. Customer service and calls directly from the app. Top Features Basic - €2.95 per month joint account - €4.35 per month ABN AMRO - NL Review

Best For: Free Digital bank account, Debit card

100% mobile bank account with no monthly fees

N26 Standard Account

9.8

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Open an N26 bank account in just 8 minutes

N26 Debit Mastercard for €0/month

Bunq Account

9.6

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30 day free trial on any plan

Bunq Credit card

Best For: Spend cash & crypto anywhere

Earn up to 8% Cryptoback™ on all purchases

Wirex Account

9.2

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"Secured, easy to manage app"

Wirex Debit Card

Best For: Business, Invoicing, Bookkeeping

9 Free trial months

Qonto Business Account

8.9

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Open your business bank account online in just 10 minutes

Business payment card

8.6

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Revolut Business Card

8.2

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3 months Revolut Premium Free trial

7.9

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The Advantages of Neobanks

Always Available

Now you can Fully manage your bank account on-the-go using the app or desktop site

Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.