Top 8 Digital Banks For Spain.

December 2024

Compare services, Choose the best & Open your account in minutes

Brands Accounts & Pricing Card Highlights Our Rating Next Step
1
  • Basic - Free
  • N26 SMART - €4.90
  • Regulated by the PRA & BaFin
  • Full European banking licence
  • Support Google Pay & Apple Pay
  • Travel insurance with Premium accounts
  • No Currency exchange fees
98

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A Taste

Highlights

  • Basic - Free
  • N26 SMART - €4.90
  • N26 You - €9.90
  • Metal - €16.90

Top Features

  • Free Standard account
  • Free payments in any currency
  • Free Contactless N26 Mastercard
  • Free additional N26 Maestro card
  • Free ATM withdrawals worldwide
N26 ES Review
2
  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m
  • Earn up to 2% cashback on eligible payments on credit cards.
  • 3.36% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.
96

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A Taste

Highlights

  • Earn up to 2% cashback on eligible payments on credit cards.
  • 3.36% Interest rate.
  • 30 day free trial on any plan.
  • Sub-accounts for easy budgeting
  • Up to 6 monthly Free global ATM withdrawals.

Top Features

  • bunq Free - Free
  • bunq Core - 3.99 €/m
  • bunq Pro - 9.99 €/m
  • bunq Elite - 18.99 €/m
bunq ES Review
3
  • Standard - €0/month
  • Premium - €9.99/month
  • Up to 16% interest on savings accounts on GBP and Euros
  • Manage your currencies in one simple platforms
  • Spend crypto and multiple currencies with Wirex Mastercard
92

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A Taste

Highlights

  • Up to 16% interest on savings accounts on GBP and Euros
  • Manage your currencies in one simple platform
  • Spend crypto and multiple currencies with Wirex Mastercard
  • Up to 10% interest on BTC and ETH

Top Features

  • Standard - €0/month
  • Premium - €9.99/month
  • Elite - €29.99/month
Wirex - ES Review
4
  • Commission-Free Online Account and your Debit Card - €0.
  • Travel Pack to use your card abroad without fees and safely.
  • Online account without commissions.
  • €0 for cash withdrawal.
89

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A Taste

Highlights

  • Travel Pack to use your card abroad without fees and safely.
  • Online account without commissions.
  • €0 for cash withdrawal.

Top Features

  • Commission-Free Online Account and your Debit Card - €0.
BBVA spain Review
5
  • Saving Accounts - Management costs from 0.12%
  • inbestMe Plus - Personal Financial Manager. From €/$100,000
  • Kids Account
  • Best for saving accounts.
  • Minimum investment starts at $/€1,000
  • Kids account (for Spanish citizens only).
  • Full online registration.
86

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A Taste

Highlights

  • Saving Accounts - Management costs from 0.12%
  • inbestMe Plus - Personal Financial Manager. From €/$100,000
  • Kids Account

Top Features

  • Best for saving accounts.
  • Minimum investment starts at $/€1,000
  • Kids account (for Spanish citizens only).
  • Full online registration.
InbestMe Spain Review
6
  • Standard - Free
  • Plus - €2.99/m
  • 3 months Revolut Premium Free trial
  • Money managing & saving tools
  • UK current account / European IBAN
  • Trade & Use Cryptocurrencies
82

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A Taste

Highlights

  • Standard - Free
  • Plus - €2.99/m
  • Premium - €6.99/m
  • Metal - €12.99/m

Top Features

  • Travel without extra hidden fees
  • Spending analytics
  • Pay and get paid easily
  • Round up on card payments for savings
  • Worldwide ATM withdrawals - up to £200 a month with no fee
Revolut ES Review
7
  • All in 1 Business account
  • 30 Days free trial
  • Basic - From €9/month

 
  • Spanish IBAN, Physical & Virtual card
  • Advanced Bookkeeping and Accounting Tools
  • Upload receipts with camera and attach it to the transaction
  • Automatic VAT detection tool
79

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A Taste

Highlights

  • All in 1 Business account
  • 30 Days free trial
  • Basic - From €9/month

Top Features

  • Freelancers / SMEs / Enterprises Accounts
  • Spanish IBAN, Physical & Virtual card
  • Initiate and Receive transactions with a click
  • Upload receipts with camera and attach it to the transaction
  • Automatic VAT detection
  • Advanced Bookkeeping and Accounting Tools
qonto - ES - P Review
Best For: Free Digital bank account, Debit card
100% mobile bank account with no monthly fees
N26 Standard Account
9.8
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Open an N26 bank account in just 8 minutes
N26 Debit Mastercard for €0/month
Bunq Account
9.6
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Earn up to 2% cashback on your payments
Bunq Credit card
9.2
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Earn up to 8% Cryptoback
Wirex Multi Currency Debit card
8.9
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8.6
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8.2
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Revolut card
7.9
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All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.