Top 8 Digital Banks For UK.

November 2024

Compare between the leading services & choose the best

	Accounts & Pricing	Highlights	Our Rating	Next Step
1	Simple - Free Classic - €7.95/m Premium - €14.95/m	Free Simple account + Card & Virtual card Open an account in minutes, with no credit checks Multi-currency accounts - GBP, EUR, RON Send money abroad at great rates	98 More info+	Go To Site
A Taste Highlights Fast account opening EUR account & sort code Virtual cards for safe and secure payments No monthly fees Credit Builder feature Support English Top Features SOFORT top-ups Virtual cards for safe and secure online payments Lock/unlock the card in the app Multi-Currency Travel card Monese - UK Review
2	Essential - Free Premium - From £4.97/m	No credit checks. Only 10 minutes to apply. Exclusive cashback rewards. Get your debit card in 3-5 working days.	96 More info+	Go To Site
A Taste Highlights Free Plan - "Essential" €100,000 Deposit Guarantees Unlimited free ATM withdrawals Free Annual Tax Report Customer Support via Chat & Email Top Features Contactless payments + 3D secure for online payments Customized card management SEPA-transfers Standing orders Easy top up Secure Wallets and Vaults for Crypto Storage Suits Me - UK Review
3	Standard - £0/month Premium - £9.99/month	Up to £200 fee free ATM withdrawals globally. Earn up to 8% Cryptoback. Spend cash, stablecoins, and crypto anywhere	92 More info+	Go To Site
A Taste Highlights Up to $200 fee free ATM withdrawals globally. Earn up to 8% Cryptoback. Exchange crypto and traditional currency. Both Physical & Virtual cards. Top Features Standard - £0/month Premium - £9.99/month Elite - £29.99/month Wirex - UK Review
4	Chase Current Account - Free Requirements: be 18+ be a resident of the UK only have a smartphone and a UK mobile number be a tax resident of the UK	Pay zero fees from Chase whether you are home or abroad. Easy- access savings with a competitive rate of interest. Simple, Easy switching to Chase within 7 working days.	89 More info+	Go To Site
A Taste Highlights Current Account customers can open a round up account that rounds up debit card spending to the nearest pound and puts it in a round up account that gives 5% AER (4.89% gross) variable interest, paid monthly. Round-up account balance transfers to elected Chase account on anniversary of account opening. Top Features 1% cashback on everyday debit card spending. Cashback can be earned abroad as well as in the UK. Cashback available for your first 12 months for new customers. Max £15 per month. Exceptions apply. Chase Review
5	Current Account - £12.50/m Free cardonemoney Prepaid Debit MasterCard® Card £1.50 per UK ATM withdrawal	No credit checks No hidden charges Verification of identity and residency required Earn up to 3.5% cashback with top UK retailers	86 More info+	Go To Site
A Taste Highlights No credit checks No account opening fee No hidden charges Apply in minutes Top Features Direct debit and standing order Withraw funds at ATM Need to speak with someone? The UK-based team are available Monday-Friday 08:30-17:00 Free mobile App The Card One Money current account is not covered by the FSCS. Your funds are protected in a safeguarded account. See product FAQs for more information CardOneMoney - P - DTP Review
6	£10 off on the activation fee - promo code 10OFFTALLY £29 account activation fee Account keeping fee of 0.5% p.a	Save in gold to protect the long-term value of your money Spend your gold instantly at 47m merchants worldwide Withdraw cash with the Tally Debit Mastercard No added foreign currency markups or fees (even at ATMs)	82 More info+	Go To Site
A Taste Highlights Save in gold to protect the long-term value of your money Spend your gold instantly at 47m merchants worldwide Withdraw cash with the Tally Debit Mastercard with no cap (only daily) No added foreign currency markups or fees (even at ATMs) Top Features £10 off on the activation fee - promo code 10OFFTALLY £29 account activation fee Account keeping fee of 0.5% p.a Tally - UK Review
7	Multy-Currency Accounts Free - £0/m Premium Plans	Hold 30 currencies in one account Cost-efficient FX Management Local and international unique account details	79 More info+	Go To Site
A Taste Highlights Multy-Currency Accounts Free - £0/m Grow- £25/m Scale - £100/m Enterprise - Custom Top Features Hold 30 currencies in one account Cost-efficient FX Management Local and international unique account details Payment gateway Easy Expenses management Revolut Business - Banks Review
8	Standard - Free Plus - £2.99/m Premium - £6.99/m Metal - £12.99/m	3 months Revolut Premium Free trial Money managing & saving tools UK current account / European IBAN Trade & Use Cryptocurrencies	77 More info+	Go To Site
A Taste Highlights 3 months Revolut Premium Free trial UK current account / European IBAN Early salary feature Manage your money & card via app Top Features Travel without extra hidden fees Spending analytics Pay and get paid easily Round up on card payments for savings Worldwide ATM withdrawals - up to £200 a month with no fee Revolut - UK - DTP Review
9	Business account - Free Tide Plus - £9.99/m Tide Cashback - £49.99/m Credit Builder	Free Tide Business Card Expenses Cards for team Schedule payments	75 More info+	Go To Site
A Taste Highlights Free Tide Business Card Expenses Cards for team Schedule payments Cash deposits Top Features Business account - Free Tide Plus - £9.99/m Tide Cashback - £49.99/m Credit Builder Tide Review

Best For: Expats, Travel Money, Multi-currency

Free Account + Card

Monese Instant Account

9.8

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No proof of address, no minimum amount

Monese Mastercard debit card

Best For: Bad Credit, New to the UK

Cashback % on selected UK merchants

Suits Me 'Essential'

9.6

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No credit checks. Only 10 minutes to apply.

Suits Me Debit Mastercard

Best For: Spend cash & crypto anywhere

Earn up to 8% Cryptoback™ on all purchases

Wirex Account

9.2

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"Secured, easy to manage app"

Wirex Debit Card

Best For: Current Account with No monthly fees

1% Cashback on everyday debit card spending*

Chase current account

8.9

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See what your money can do with Chase

Chase Debit Mastercard

8.6

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Best For: Protecting your money from inflation

£10 off on the activation fee - promo code 10OFFTALLY

TallyMoney Account

8.2

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TallyMoney Debit Mastercard®

7.9

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Revolut Business Card

7.7

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3 months Revolut Premium Free trial

7.5

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The Advantages of Neobanks

Always Available

Now you can Fully manage your bank account on-the-go using the app or desktop site

Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.