Best Online Banks For 2025.

April 2025

Our top picks for banks, financial apps and spending accounts

	Accounts & Pricing	Highlights	Our Rating	Next Step
1	Standart - $0.00/month Premium - $9.99/month Metal - $16.99/month	Support team 24/7. Priority for Paid plans Premium card with exclusive designs Exchange in 25+ currencies with no hidden fees 20% fee discount on Premium Plan, 40% fee discount on Metal Plan *Revolut is not a bank, banking services are provided by Lead Bank, Member FDIC.	98 More info+	Go To Site
A Taste Highlights Support team 24/7. Priority for Paid plans Premium card with exclusive designs Exchange in 25+ currencies with no hidden fees 20% fee discount on Premium Plan, 40% fee discount on Metal Plan Top Features Standart - $0.00/month Premium - $9.99/month Metal - $16.99/month *Revolut is not a bank, banking services are provided by Lead Bank, Member FDIC. Revolut - US Review
2	No monthly fee for checking & saving accounts.	Access to 55,000+ ATMs Bonus of up to $300 when you set up direct deposit	96 More info+	Go To Site
A Taste Highlights Access to 55,000+ ATMs Bonus of up to $300 when you set up direct deposit Top Features No monthly fee for checking & saving accounts. Sofi - US Review
3	No monthly fees No minimum balance required	Over 40k fee-free US ATMs. Cash deposit for free at CVS.	92 More info+	Go To Site
A Taste Highlights Over 40k fee-free US ATMs. Cash deposit for free at CVS. Top Features No monthly fees No minimum balance required Varo - US Review
4	No monthly fee for checking & saving accounts.	Fee-free overdraft up to $200 Set money aside with Automatic Savings features No minimum security deposit is required.	89 More info+	Go To Site
A Taste Highlights Fee-free overdraft up to $200 Set money aside with Automatic Savings features No minimum security deposit is required. Top Features No monthly fee for checking & saving accounts. Chime - US Review
5	Minimum of $100 to open an account	No ATM Fees No overdraft fees No fees for online transfers	86 More info+	Go To Site
A Taste Highlights No ATM Fees No overdraft fees No fees for online transfers Top Features Minimum of $100 to open an account CIT - US Review

Best For: Online Purchases

3.5% APY on savings

Revolut Premium

9.8

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*Revolut is not a bank, banking services are provided by Lead Bank, Member FDIC.

Best For: Everyday spending

0.50% APY

Sofi

9.6

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Sofi Card

Best For: Innovative App Feature

2.5% APY

Varo Bank

9.2

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Varo Debit Card

Best For: Range of ATMs

0% APY

Chime Checking Account

8.9

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Chime Secured Credit Builder Visa

Best For: Online Checking Account

UP to 0.25% APY

CIT eChecking Account

8.6

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CIT Debit Card

The Advantages of Neobanks

Always Available

Now you can Fully manage your bank account on-the-go using the app or desktop site

Financial Control

Control your money with unique budgeting tools and real-time actions notifications

Safe & Secure

These services uses the highest level of security standards, regulations and funds protection, so your money will be safe

Stay On The Safe Side & Make Smarter Decision

All of the services presented in our website are regulated and licenced.

Top8neobanks' team of fintec experts took an in depth reviews and examinations of these services and thier products in order to give you, the customer, as much added value as possible and allowing you to make smarter and safer decision before upgrading your financial life and opening your first digital bank account with one of the many services available in the market.

If you find anything incorrect with the data presented both on our site and/or the services, please feel free to contact us via email, and we will do our best to correct it and inform others.

Thank you for choosing our service and we hope you will be satisfied from choosing to be part of the revolution of banking re-defind.